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From huge sign-up bonuses to generous rewards, FUNDSamentally’s best credit cards outshine the rest. Compare these deals from our partners to find one that fits your needs


BEST OFFERS

FUNDSamentally Rating:

Chase Freedom Unlimited

ANNUAL FEE: $0

REWARDS RATES: 1.5%-6.5% Cash back

INTRO OFFER: $300

RECOMMENDED CREDIT SCORE: 650-850 (Good – Excellent)


Pros

  • No annual fee
  • Intro APR period
  • High rewards rate
  • No minimum redemption amount

Cons

  • Requires good/excellent credit

FUNDSamentally Rating:

Capital One Venture Rewards Card

ANNUAL FEE: $95

REWARDS RATES: 2x-5x Miles

INTRO OFFER: 75,000 Miles

RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)

Pros

  • High rewards rate
  • Flexible rewards redemption

Cons

  • Has annual fee
  • Requires good/excellent credit

FUNDSamentally Rating

Wells Fargo Active Cash Card

ANNUAL FEE: $0

REWARDS RATES: 2% Cashback

INTRO OFFER: $200

RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)

Pros

  • High rewards rate
  • No annual fee
  • Intro APR period

Cons

  • No bonus categories

FUNDSamentally Rating:

Chase Sapphire Preferred® Card

ANNUAL FEE: $95

REWARDS RATES: 1x-5x Points

INTRO OFFER: 60,000 Points

RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)

Pros

  • New cardholder bonus offer
  • Bonus categories
  • Primary rental car coverage
  • Flexible rewards redemption
  • Transfer partners

Cons

  • Has annual fee
  • Requires good/excellent credit
  • Complicated rewards

Capital One SavorOne Rewards Card

ANNUAL FEE: $0

REWARDS RATES: 1%-10% Cashback

INTRO OFFER: $200

RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)

Pros

  • No annual fee
  • Intro APR period
  • Bonus categories
  • No foreign transaction fees

Cons

  • Requires good/excellent credit

Discover IT® Balance Transfer Card

ANNUAL FEE: $0

REWARDS RATES: 1%-5% Cashback

INTRO OFFER: Cashback Match

RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)

Pros

  • No annual fee
  • Intro APR period
  • Bonus categories
  • Cash rewards

Cons

  • Complicated rewards
  • Spending caps on bonus rewards
  • Lower acceptance abroad

Discover IT® Cash Back

ANNUAL FEE: $0

REWARDS RATES: 1%-5% Cashback

INTRO OFFER: Cashback Match

RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)

Pros

  • No annual fee
  • Intro APR period
  • Bonus categories
  • Cash rewards

Cons

  • Complicated rewards
  • Spending caps on bonus rewards
  • Lower acceptance abroad

Wells Fargo Reflect Card

ANNUAL FEE: $0

REWARDS RATES: 1%-5% Cashback

INTRO OFFER: Cashback Match

RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)

Pros

  • No annual fee
  • Intro APR period

Cons

  • No rewards