4.5 star FUNDSamentally rating

Rates, fees, offers at a glance

	Wells Fargo Active Cash
Annual Fee	– $0
Rewards rates	– 1x-3x
Sign up bonus	– Limited Time Offer: Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months – that’s a $300 cash redemption value.
foreign transaction fee	– None
Intro APR	– 0% intro APR on Purchases for 12 months from account opening
Ongoing APR	– APR: 20.24%, 25.24%, or 29.99% Variable APR Cash Advance APR: Refer to Important Credit Terms
Balance transfer fee	– up to 5%, min: $5
Additional benefits	– Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible. – Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal. – Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

Detailed Overview:

If you’d love to earn valuable rewards on your travel credit card but hate annual fees, consider putting your autograph on an application for the Wells Fargo Autograph℠ Card. The card, which has an annual fee of $0, is primarily positioned in the market as a travel credit card because of its triple points on travel spending. But its other bonus-reward categories are highly useful for everyday spending, too. They include 3 points per dollar spent at restaurants and gas stations, as well as on transit, streaming services and phone plans.

That makes this card a candidate to be a primary — even front-of-wallet — credit card to carry with you, as well as one you can “set and forget” for recurring streaming and phone payments. And rewards are unlimited, unlike some competing cards that cap bonus rewards. That’s a big deal for big spenders.

You won’t get the transfer partners or upscale perks of high-annual-fee travel credit cards, or brand-specific perks like free checked bags that airline credit cards often offer. But a healthy sign-up bonus and nice-to-have cell phone insurance on the Wells Fargo Autograph℠ Card add to its allure as a top pick among not only no-fee travel credit cards but cash-back cards as well.

The same bank also offers an ideal companion — an excellent flat-rate rewards card called the Wells Fargo Active Cash® Card.

Benefits and perks

Unlimited 3x points, many rewards categories

The Wells Fargo Autograph® Card is unlike the lot. As a great travel card, it also doubles as a great all around daily driver card.

Sitting pretty with its 3x rewards on restaurants, travel, gas stations, transit, popular streaming services, and phone plans and 1X points on other purchases

$0 Annual Fee

Many top rewards cards, known for substantial welcome offers and ongoing benefits, often entail an annual fee. However, the Wells Fargo Autograph℠ Card stands out by providing exceptional ongoing value without the burden of a yearly cost, making it a rare find in the realm of travel rewards cards, especially if you avoid interest charges.

Is it the right card for you?

The Wells Fargo Autograph℠ Card excels not just as a travel credit card but also as an everyday spending companion. While it lacks upscale travel perks, it’s a solid choice without the burden of annual fees. Whether you’re jet-setting or staying local, this card delivers value.