Bank of America Travel Rewards Card: A No-Fee Travel Powerhouse

Bank of America Travel Rewards Card

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At a Glance

	Bank of America Travel Rewards Card
Annual Fee	– None
Sign up bonus	– Earn 25,000 online bonus points, a $250 travel or dining statement credit value, after making at least $1,000 in purchases in the first 90 days of account opening
Ongoing rewards	– 1.5x Points
Foreign transaction fee	– None
Intro APR	– 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account.
APR	– 18.24% to 28.24%, based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate.
Value of points redeemed	– 1 cent per point
Balance transfer fee	– Either $5 or 5% of the amount of each transfer, whichever is greater.
Additional benefits	– If you’re a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.

Bank of America Travel Rewards Credit Card: A No-Fee Travel Powerhouse

Introduction to the Bank of America® Travel Rewards Card

The Bank of America® Travel Rewards Credit Card is a top choice for frequent travelers looking for flexible rewards, no annual fee, and no foreign transaction fees. With unlimited 1.5X points on every purchase, this card keeps things simple—no categories to track, no blackout dates, and no expiration on rewards.

If you bank with Bank of America® or qualify for Preferred Rewards, you can earn 25%-75% more points, making this one of the most valuable no-fee travel credit cards available.

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Key Benefits of the Bank of America® Travel Rewards Card

✔ Welcome Bonus: Earn 25,000 online bonus points after spending $1,000 in the first 90 days—worth $250 in travel credits
✔ Unlimited 1.5X points per dollar on all purchases—no categories, no limits
✔ No annual fee & no foreign transaction fees
✔ Flexible redemption—use points for flights, hotels, vacation packages, car rentals, and more
✔ Points never expire
✔ Extra rewards for Bank of America® Preferred Rewards members (up to 2.62X points per $1)

If you’re looking for a hassle-free travel card with solid rewards, the Bank of America® Travel Rewards Card is a strong contender.

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Rewards & Earning Structure

Welcome Bonus

• Earn 25,000 online bonus points after spending $1,000 in the first 90 days
• Value: $250 in travel statement credits

Ongoing Earning Rates

• 1.5X points per $1 on every purchase (no categories, no limits)
• Up to 2.62X points per $1 if you’re a Bank of America® Preferred Rewards member

Preferred Rewards Bonus (For BOA customers)

✔ Gold Tier (25% bonus): Earn 1.87X points per $1
✔ Platinum Tier (50% bonus): Earn 2.25X points per $1
✔ Platinum Honors Tier (75% bonus): Earn 2.62X points per $1

💡 Pro Tip: If you have $100,000+ in combined balances with Bank of America® and Merrill, you unlock Platinum Honors status and maximize your rewards.

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Best Ways to Redeem Bank of America® Travel Rewards Points

The Bank of America® Travel Rewards Card offers flexible redemptions, making it easy to use points however you like.

1. Travel Statement Credits (Best Value)

✔ Use points to cover travel purchases like flights, hotels, rental cars, and more
✔ 1 point = 1 cent, meaning 25,000 points = $250

2. Dining & Restaurant Purchases

✔ Redeem points for dining purchases, including takeout and delivery
✔ 1 point = 1 cent

3. Cash Back & Gift Cards (Lower Value)

✔ Redeem for cash back or gift cards
✔ Lower value compared to travel redemptions

💡 Pro Tip: Redeeming for travel purchases gives you the best value—stick to travel redemptions to maximize rewards.

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Extra Perks & Benefits

No Foreign Transaction Fees

• Use the card worldwide without extra fees
• Ideal for international travelers and digital nomads

Travel Protections & Security Features

✔ Trip Cancellation & Interruption Coverage
✔ Auto Rental Collision Damage Waiver (secondary coverage)
✔ Lost Luggage Reimbursement
✔ Zero Liability Protection (fraud protection on unauthorized purchases)

Flexible Redemption & No Expiration on Points

• Points never expire
• No blackout dates or restrictions on travel redemptions

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Bank of America® Travel Rewards vs. Other Travel Cards

Feature	Bank of America® Travel Rewards	Chase Sapphire Preferred®	Capital One Venture
Annual Fee	$0	$95	$95
Welcome Bonus	25,000 points ($250)	60,000 points ($750)	75,000 miles ($750)
Best Earning Rate	1.5X on all purchases	2X on travel & dining	2X on all purchases
Foreign Transaction Fees	None	None	None
Point Value for Travel	1 cent per point	1.25 cents per point	1 cent per point
Preferred Rewards Bonus	Yes (up to 75% extra)	No	No

✔ Best for simplicity: Bank of America® Travel Rewards
✔ Best for premium travel perks: Chase Sapphire Preferred®
✔ Best for high spenders: Capital One Venture

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Who Should Get the Bank of America® Travel Rewards Card?

✔ Casual travelers who want a simple rewards program
✔ People who don’t want an annual fee
✔ Frequent international travelers (no foreign transaction fees)
✔ Bank of America® customers who can maximize Preferred Rewards
✔ Anyone looking for a flexible, no-fuss travel card

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Bottom Line: Is the Bank of America® Travel Rewards Card Worth It?

The Bank of America® Travel Rewards Credit Card is one of the best no-annual-fee travel credit cards for those who want:

✔ Simple, unlimited rewards (1.5X on all purchases)
✔ No annual fee & no foreign transaction fees
✔ Flexible redemptions for travel and dining
✔ Extra rewards for Bank of America® customers

While premium travel cards offer higher earning rates and more perks, this card is perfect for those who want a straightforward travel rewards card without extra costs.

If you’re a Bank of America® customer, this card becomes even more valuable with up to 75% extra rewardsthrough Preferred Rewards.