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Our pick for
$200 Cash Rewards Bonus
Wells Fargo Active Cash Card
ANNUAL FEE: $0
REWARDS RATES: 2% Cashback
INTRO OFFER: $200
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
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Pros
- High rewards rate
- No annual fee
- Intro APR period
Cons
- No bonus categories
Our pick for
Capital One Miles
Capital One Venture Rewards Card
ANNUAL FEE: $95
REWARDS RATES: 2x-5x Miles
INTRO OFFER: 75,000 Miles
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- High rewards rate
- Flexible rewards redemption
Cons
- Has annual fee
- Requires good/excellent credit
Our pick for
$200 Cash Back
U.S. Bank Cash+® Visa Signature® Card
ANNUAL FEE: $0
REWARDS RATES: 1%-5% Cash Back
INTRO OFFER: $200
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- No annual fee
- Bonus categories
- High rewards rate
Cons
- Complicated rewards
Chase Freedom Flex
ANNUAL FEE: $0
REWARDS RATES: 1%-5% Cash Back
INTRO OFFER: $200
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- No annual fee
- New cardholder bonus offer
- Bonus categories
- Cash rewards
- Intro APR period
Cons
- Requires good/excellent credit
- Complicated rewards
Citi Custom Cash® Card
ANNUAL FEE: $0
REWARDS RATES: 1%-5% Cash Back
INTRO OFFER: $200
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- No annual fee
- 5% bonus categories
- Intro APR Period
Cons
- Low rate outside bonus categories
Bank of America® Customized Cash Rewards Card
ANNUAL FEE: $0
REWARDS RATES: 1%-3% Cash Back
INTRO OFFER: $200
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- No annual fee
- New cardholder bonus offer
- Rotating bonus categories
- Relationship rewards for customers
- Intro APR period
Cons
- Requires good/excellent credit
- Complicated rewards
- Spending caps on bonus rewards
- Best rewards limited to certain customers
Capital One Quicksilver Cash Rewards Credit Card
ANNUAL FEE: $0
REWARDS RATES: 1.5%-5% Cash Back
INTRO OFFER: $200
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- No annual fee
- High rewards rate
- Intro APR period
- No foreign transaction fees
Cons
- Requires good/excellent credit
- No bonus categories
Our pick for
Chase Ultimate Rewards Points
Chase Sapphire Preferred®
ANNUAL FEE: $0
REWARDS RATES: 1.5%-5% Cash Back
INTRO OFFER: $200
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- New cardholder bonus offer
- Bonus categories
- Primary rental car coverage
- Flexible rewards redemption
- Transfer partners
Cons
- Has annual fee
- Requires good/excellent credit
- Complicated rewards
Our pick for
American Express Rewards
American Express Gold Card
ANNUAL FEE: $250
REWARDS RATES: 1x-4x points
INTRO OFFER: 60,000 points
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- Bonus categories
- Transfer partners
- Flexible rewards redemption
Cons
- Has annual fee
- Complicated rewards
- Requires good/excellent credit
American Express Platinum Card
ANNUAL FEE: $695
REWARDS RATES: 1x-5x points
INTRO OFFER: 80,000 points
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- Access to 1,500+ airport lounges
- Personal concierge
- Flight credits
- Uber credits
- Uber eats credits
- Bonus categories
- Transfer partners
- Luxury perks
- Lounge membership
- Automatic elite status
Cons
- Complicated rewards
- High annual fee
- Requires good/excellent credit
Our picks for
Airlines Rewards
United Explorer Card
ANNUAL FEE: $0 intro for the first year, then $95
REWARDS RATES: 1x-2x miles
INTRO OFFER: 50,000 miles
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- Bonus categories
- Luxury perks
- New cardholder bonus offer
- Free checked bag
Cons
- Has annual fee
- Rewards have limited flexibility
Alaska Airlines Visa® Card
ANNUAL FEE: $95
REWARDS RATES: 1x-3x miles
INTRO OFFER: 60,000 miles
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- Companion benefit
- Free checked bag
Cons
- Requires good/excellent credit
- Has annual fee
- Rewards have limited flexibility
Southwest Rapid Rewards® Priority Card
ANNUAL FEE: $149
REWARDS RATES: 1x-3x miles
INTRO OFFER: 50,000 miles
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- Anniversary perk
- No reward caps
Cons
- High annual fee
- Rewards have limited flexibility
Delta SkyMiles® Reserve American Express Card
ANNUAL FEE: $550
REWARDS RATES: 1x-3x miles
INTRO OFFER: 60,000 miles
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- High rewards rate
- Free checked bag
- Early boarding
- Companion benefit
Cons
- Has annual fee
- Requires good/excellent credit
Our picks for
Best Hotel Rewards
World of Hyatt Credit Card
ANNUAL FEE: $95
REWARDS RATES: 1x-9x points
INTRO OFFER: 30,000 points
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- New cardholder bonus offer
- Automatic free night annually
- Bonus categories
- Luxury perks
Cons
- Has annual fee
- Complicated rewards
- Limited redemptions
Hilton Honors American Express Surpass® Card
ANNUAL FEE: $150
REWARDS RATES: 3x-12x points
INTRO OFFER: 130,000 points
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- High rewards rate
- Automatic elite status
- Luxury perks
Cons
- Has annual fee
- No free anniversary night
IHG® One Rewards Premier Card
ANNUAL FEE: $99
REWARDS RATES: 1x-26x points
INTRO OFFER: 140,000 points
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- Anniversary perk
- High rewards rate
- Automatic elite status
- Luxury perks
Cons
- Has annual fee
- Rewards have limited flexibility
Marriot Bonvoy Boundless® Card
ANNUAL FEE: $95
REWARDS RATES: 2x-17x points
INTRO OFFER: 150,000 points
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- Anniversary perk
- High rewards rate
- Automatic elite status
Cons
- Has annual fee
- Rewards have limited flexibility