Marriott Bonvoy Boundless Card
Bottom line
Star FUNDSamentally Rating
Marriot Bonvoy Boundless® Card

ANNUAL FEE: $95
REWARDS RATES: 2x-17x points
INTRO OFFER: 150,000 points
RECOMMENDED CREDIT SCORE: 690-850
(Good – Excellent)
Pros
- Anniversary perk
- High rewards rate
- Automatic elite status
Cons
- Has annual fee
- Rewards have limited flexibility
At a Glance
Marriot Bonvoy Boundless Card | |
Annual Fee | – $95 |
Sign up bonus | – Earn 150,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening |
Ongoing rewards | – 2x-17x Points |
Foreign transaction fee | – None |
APR | – 21.49% – 28.49% based on your creditworthiness and other factors. These APRs will vary with the market based on the Prime Rate |
Value of points redeemed | |
Balance transfer fee | – Either $5 or 5% of the amount of each transfer, whichever is greater. |
Additional benefits |
Marriott Bonvoy Boundless® Credit Card: The Best Card for Marriott Loyalists
Introduction to the Marriott Bonvoy Boundless® Credit Card
The Marriott Bonvoy Boundless® Credit Card, issued by Chase, is an excellent choice for travelers who frequently stay at Marriott hotels. With a generous welcome bonus, automatic elite status, a free anniversary night, and up to 17X points per dollar on Marriott stays, this card provides significant value for Marriott Bonvoy members.
Despite a $95 annual fee, the card’s benefits—especially the free night award—can easily outweigh the cost for most travelers. If you’re a Marriott loyalist looking for a strong rewards structure and elite perks, the Bonvoy Boundless is a fantastic option.
Key Benefits of the Marriott Bonvoy Boundless Card
✔ Welcome Offer: Earn 3 Free Night Awards (Each Worth 50,000 Points) After Spending $3,000 in the First 3 Months
✔ Earn Up to 17X Marriott Bonvoy Points Per $1 on Marriott Stays
✔ 3X Points on Gas Stations, Groceries, and Dining
✔ 2X Points on All Other Purchases
✔ Automatic Silver Elite Status (Upgrade to Gold with $35K Spend)
✔ Anniversary Free Night (Worth up to 35,000 Points)
✔ 15 Elite Night Credits Each Year (Fast-track to Gold or Platinum Status)
✔ No Foreign Transaction Fees
Marriott Bonvoy Boundless Card: Rewards & Earning Structure

Welcome Bonus
- Earn 3 Free Night Awards (Each Night Worth Up to 50,000 Points) after spending $3,000 in the first 3 months.
- This is one of the best sign-up bonuses among hotel credit cards.
- Potential value: Over $1,000+ in hotel stays at top Marriott properties.
Ongoing Earning Rates
- Up to 17X total points per $1 on Marriott stays:
- 6X from the card
- Up to 10X from Marriott Bonvoy Membership
- 1X from Silver Elite status
- 3X points on gas stations, dining, and grocery stores
- 2X points on all other purchases
With these high earning rates, you can quickly accumulate points for free hotel stays, room upgrades, and other Marriott Bonvoy perks.
Maximizing the Marriott Bonvoy Boundless Card Benefits
1. Anniversary Free Night (Worth up to 35,000 Points)
- Every year, you receive a free night award worth up to 35,000 points.
- If the hotel costs more than 35,000 points, you can top off the award with additional points.
- Great hotels you can book with the free night:
✔ The Westin Resort & Spa Cancun (Mexico) – 35,000 points
✔ JW Marriott Hotel Kuala Lumpur (Malaysia) – 35,000 points
✔ Renaissance Paris La Defense Hotel – 35,000 points
Since Marriott Bonvoy points are valued at around 0.8 cents each, this free night is worth $280+, easily offsetting the $95 annual fee.
2. Automatic Silver Elite Status (With Gold Upgrade Potential)
- Silver Elite Status Benefits:
✔ 10% bonus points on Marriott stays
✔ Priority late checkout
✔ Exclusive elite reservations phone line - If you spend $35,000 in a calendar year, you’ll earn Gold Elite Status, which includes:
✔ 25% bonus points on Marriott stays
✔ Enhanced room upgrades
✔ 2PM late checkout (based on availability)
3. 15 Elite Night Credits Per Year
- Get 15 elite night credits every year, helping you fast-track to Gold or Platinum Elite status.
- Platinum Elite (50 nights) comes with free breakfast, suite upgrades, and 4PM late checkout.
4. No Foreign Transaction Fees
- Use the card worldwide without worrying about extra fees.
Best Ways to Redeem Marriott Bonvoy Points
- Free Hotel Nights – Use points for stays at 7,000+ Marriott properties worldwide.
- PointSavers Deals – Get discounted redemption rates on select hotels.
- Marriott Bonvoy Moments – Redeem points for VIP experiences, concerts, and sporting events.
- Transfer to Airline Partners – Convert Marriott points to 40+ airline partners, including United, Delta, and Emirates.
- Fifth Night Free Perk – Book 5 award nights, get the 5th night free, maximizing your points’ value.
Marriott Bonvoy Boundless vs. Other Hotel Credit Cards
Feature | Marriott Bonvoy Boundless® | IHG One Rewards Premier | Hilton Honors Surpass® |
---|---|---|---|
Annual Fee | $95 | $99 | $150 |
Welcome Bonus | 3 Free Nights (up to 150K points) | 140,000 IHG Points | 170,000 Hilton Points |
Best Earning Rate | 17X at Marriott Hotels | 26X at IHG Hotels | 12X at Hilton Hotels |
Elite Status | Silver (Gold with spend) | Platinum Elite | Gold (Diamond with spend) |
Free Night Award | Yes, up to 35K points | Yes, up to 40K points | Yes (with $15K spend) |
Best For | Marriott travelers | IHG fans | Hilton loyalists |
The Marriott Bonvoy Boundless Card is best for Marriott fans who want elite status, a free night, and high earning rates on hotel stays.
Who Should Get the Marriott Bonvoy Boundless Credit Card?
✔ Frequent Marriott guests who want to earn points quickly
✔ Travelers looking for a free night each year
✔ People who want elite status without needing high hotel stays
✔ Anyone who wants to fast-track to higher Marriott Bonvoy tiers
If you stay at Marriott properties at least once or twice per year, this card is worth having.
Bottom Line: Is the Marriott Bonvoy Boundless Card Worth It?
The Marriott Bonvoy Boundless® Credit Card is one of the best hotel credit cards for travelers who stay at Marriott hotels.
✔ The $95 annual fee is easily offset by the free anniversary night and elite status perks.
✔ The up to 17X points per $1 on Marriott stays and 3X on gas, dining, and groceries make it a great earning card.
✔ With the ability to fast-track to elite status, frequent travelers can enjoy priority perks.
If you frequently stay at Marriott properties, this card is a must-have for maximizing rewards and elite benefits.